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Furthermore, customers for this kind of plan might have extreme legal or criminal histories. It's important to keep in mind that various carriers supply a range of concern ages on their guaranteed issue plans as low as age 40 or as high as age 80 - best final expense. Some will likewise supply greater stated value, approximately $40,000, and others will allow for far better survivor benefit conditions by boosting the rate of interest with the return of premium or minimizing the number of years until a full survivor benefit is available