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Money worth is a living benefit that remains with the insurance provider when the insured passes away. Any kind of exceptional finances versus the money value will reduce the plan's death advantage. Mortgage protection. The plan owner and the guaranteed are usually the same individual, yet occasionally they might be different. For instance, a business might acquire essential individual insurance policy on an important staff member such as a CEO, or an insured could offer their own policy to a 3rd party for cash in a life negotiation.
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